Get Paid Fast! Drive Without the Wait.

Same-day freight factoring designed for carriers who need cash flow without the hassle. No games. Just real support.

WELCOME TO GAP FACTORING

We Help Carriers Get Paid Fast — And Stay on the Road.

From same-day payments to full back-office support, GAP Factoring gives trucking companies the tools, cash flow, and confidence to grow — without delays, drama, or hidden fees.

Carrier-Focused Experts

Talk to real people who understand trucking. We’re factoring pros who work exclusively with carriers — ready to answer your questions and help your business grow.

Credit & Invoice Management

Know who’s safe to haul for — before you hit the road. Run free credit checks on brokers and let us handle invoicing and collections while you focus on driving.

Cash Flow Solutions

Same-day payments with no hidden fees. We get you paid fast so you’re never stuck waiting on a load to clear. Flexible terms and low rates.

Same-Day Freight Factoring for Owner-OperatorsGrowing FleetsNew CarriersSmall Trucking CompaniesLong Haul TruckersReefer Loads

Don’t wait 30 days to get paid. Our factoring services put cash in your hands fast — so you can keep your trucks running and your business growing.

 

OUR SERVICES

What We Provide

We’re more than just a factoring company. GAP Factoring delivers tools, services, and real support to help trucking businesses thrive — whether you're running solo or managing a growing fleet.

Freight Invoice Factoring

Turn your invoices into same-day cash. We handle the billing so you can focus on the road, not the wait.

Credit Checks & Risk Protection

Know who you're hauling for. Run free credit checks on brokers and customers to protect your business before you deliver.

Business Growth Support

From rate negotiation advice to load planning tips, we help you find ways to run leaner and earn more.

Back Office Support

Let us handle the paperwork — invoicing, collections, and customer follow-up — so you can focus on driving.

Fast, Secure Payments

Your money, when you need it. We send funds fast and use trusted systems to keep your info safe.

Fleet & Driver Guidance

Whether you’re scaling up or staying lean, we help you plan for what’s next — and connect you with the right resources

OUR TEAM

Meet the Experts Who Keep You Moving

Behind every fast payment and helpful phone call is a real person who knows trucking and cares about your success. Our team is here to make sure your factoring experience is smooth, reliable, and built around your needs.

Sierra

General Manager

Sandra

Senior Collection Specialist

Becca

Collection Specialist

Cassie

Factoring Specialist

Amanda

Collection Specialist

Karlie

Collection Specialist

Michelle Miller
Michelle Miller

Client

Great company. Very easy to work with. No run around. No waits. Turn in paperwork and be paid instantly. They work very efficient I have many drivers that utilize gap no corporate hassle like the others.

G Blake Connell
G Blake Connell

Client

I've been with Gap Factoring since 2018. They have been great in buying my loads. I've never had a charge back. The girls whom I have talked to are very courteous and have helped me in a very prompt way. The rate they charge is very reasonable. I will never change until I retire.

TESTIMONIALS

What Our Clients Says

We take pride in building real relationships with the carriers we serve. Here’s what trucking companies are saying about working with GAP Factoring.

OUR VISION

Leading the Way in Trucking Finance & Support

At GAP Factoring, we believe carriers deserve more than just fast payments. Our mission is to empower trucking companies with tools, resources, and real human support — helping them stay on the road and grow with confidence.

No bots. No runaround. Just a dedicated team that knows your name and understands the challenges of the road. Whether you're a new carrier or scaling your fleet, we’re here to help you succeed.

Still Got Questions? Let’s Clear Them Up.

Whether you're curious about factoring, need help getting started, or just want to talk to a real person — we’re here for you. Call, text, or message us anytime.

 

OUR BLOG

Tips, Tools & Insights for Trucking Professionals

From freight factoring basics to smart business strategies, our blog delivers quick reads packed with real-world value — all made for carriers like you.